… Second: Official clubs offer the exclusive 10 Steps To Increase Your Financial IQ. Created by Robert Kiyosaki, this 10 lesson program is only available through the Rich Dad Official CASHFLOW Club system. We love the unofficial clubs. They are playing the game and getting value from it. The official clubs provide a structured, more disciplined, safe learning environment for players to enhance their financial IQ. Lesson 1: Why you banker doesn't ask you for your report card. December 17, 2009. Les …